- Home
- Residence permits
- Portugal
- Portugal D7 Visa for Passive Income
Portugal D7 Visa for Financially Independent People
A residence permit for people with a regular passive income from abroad: a pension, rent, dividends or interest. The income threshold is lower than in similar programs in Spain, Italy and France.
The Portugal D7 visa is for people with a steady passive income that comes from outside the country. The main applicant must show income of at least the Portuguese minimum wage, which is €920 a month in 2026. Add half of that, €460, for a spouse or another adult family member, and 30%, or €276, for each child. You also need savings in a Portuguese bank account and housing: a lease of at least one year or property you own. You first get a visa at a consulate, then a residence permit from the AIMA agency. The first card is issued for 2 years and renewed for 3.
Remote work and freelancing do not count as passive income; there is a digital nomad visa for that. Another condition people often underestimate: you are expected to actually live in Portugal, and long absences can cost you the status. We check your income sources and your plans for living in the country before filing.
Who it is for
- Retirees with a pension paid from abroad
- Property owners with rental income
- Investors with dividends, interest or royalties
- Families who want to settle in Portugal for good
Requirements
- A regular passive income from abroad of at least the Portuguese minimum wage: €920 a month in 2026
- Extra for family: 50% (€460) for a spouse or another adult, 30% (€276) for each child
- Savings in a Portuguese bank account
- Housing: a lease of at least 12 months or property you own
- A Portuguese tax number (NIF)
- Health insurance and a criminal record certificate
- Actual residence: in the first 2 years you cannot be away for more than 6 months in a row or 8 months in total
What we do
- Review your income sources and calculate the amount needed for your family
- Help you get a NIF and open an account with a Portuguese bank
- Advise on how to set up a lease so it is accepted
- Gather documents, apostilles and translations
- File the visa application at the consulate and the residence application with AIMA
- Help with renewals and documents for your family
Key documents
- Passport
- Proof of passive income: pension statements, lease agreements, dividend statements
- Statement showing savings in a Portuguese account
- Lease agreement or proof of property ownership
- Criminal record certificate with an apostille and translation
- Health insurance
- Marriage and birth certificates if your family is moving with you
How it works
- Income checksources, regularity and the amount needed for your family
- NIF, account, housingtax number, Portuguese bank account and a lease
- Documentsapostilles, translations and insurance
- D7 visafiling at the consulate, a €110 fee and waiting for the decision
- Residence permitentry to Portugal, the AIMA appointment, agency fees and collecting the card
Timeline
The timeline depends on the consulate's decision on the visa and on your AIMA appointment in Portugal.
Timelines are approximate: government agencies, consulates and banks set them.
What to watch out for
- A salary or freelance income will not be accepted as passive income, and this is a common reason for refusal
- Income in a currency other than the euro can fall below the threshold if the exchange rate drops
- Some Portuguese banks ask non-residents for a large minimum deposit
- Long absences from Portugal can lead to losing the status
FAQ
How much does it cost?
Our service fee is from $8,500. Government fees, translations, insurance and other mandatory costs are paid separately; we send the full estimate before you sign.
How much income do I need for the Portugal D7 visa?
A passive income from abroad of at least the Portuguese minimum wage: in 2026 that is €920 a month for the main applicant. Add 50% (€460) for a spouse and 30% (€276) for each child. On top of the income, you need savings in a Portuguese account. We calculate the exact amounts for your filing date during the consultation.
Can I get a D7 visa if I work remotely?
No. Remote work and freelancing are not passive income. Portugal has a separate digital nomad visa for that, with a higher threshold. If you have both a salary and passive income, we will tell you which route is more reliable for you.
Can I work in Portugal with a D7 residence permit?
Once you hold the residence card, you can work in Portugal. But your status is still based on passive income, and you have to prove it again when you renew. That is why it is better to discuss your work plans before you apply.
How much time do I have to spend in Portugal?
The status assumes you really live there. In the first 2 years you cannot be away for more than 6 months in a row or 8 months in total, or you risk losing the permit. If you travel a lot, factor this in before filing.
When can I apply for Portuguese citizenship?
A new version of the Portuguese nationality law has applied since May 19, 2026. Most foreigners now need 10 years of legal residence; citizens of EU and Portuguese-speaking countries need 7. You also have to prove knowledge of the Portuguese language, culture and history. We check the conditions on the date you apply.
Can I move with my family?
Yes. Your spouse, children and dependent parents can get residence together with you. The required income and savings go up with each family member. You will need proof of family ties with an apostille and translation.
Do you guarantee the result?
No. Decisions are made by government agencies, consulates and banks. We are responsible for preparing and checking documents, filing and support, and we tell you about the risks upfront.
Related programs
Let’s discuss your case
We will check whether the program fits your citizenship, income and family, and send an estimate with the full list of costs.
